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SunLife over 50s plan reviews

The SunLife Guaranteed Over 50 Plan is the UK’s most popular over 50s life insurance, with over 800,000 policyholders. Over 90% of new customers would recommend the SunLife Guaranteed Over 50 Plan.

Real customer reviews

We love hearing what our customers have to say about taking out an over 50s plan with us.

And as a Feefo Platinum Trusted Service partner, we’re proud to share our real customer reviews.

Based on thousands of reviews over the past year, our customers have given us 4.8 stars for our service. But don’t just take our word for it, check out what they have to say.

 

Why do customers choose SunLife?

With over 800,000 customers and thousands of reviews, why do so many people choose SunLife?

  1. Trusted – more people trust us with their over 50s plan than any other provider.
  2. Affordable – our customers choose us because they want an affordable way to leave some money behind for their loved ones. The Guaranteed Over 50 Plan starts from £4 a month depending on your age and smoker status.
  3. Easy application – applying online is easy, with no medical questions and guaranteed acceptance. We give customers the information they need to decide if the SunLife plan is right for them.
  4. Fixed monthly cost – we will never increase your agreed monthly premium. Choose a monthly amount you are comfortable with. Your monthly payments are fixed, and will stop on the anniversary date of your plan, following your 95th birthday. But you’ll still be fully covered for life.
  5. Guaranteed payout – we promise to give your family a payout when you die, usually within three days of receiving required documents. So, the money will be there to help cover your funeral costs or as a gift to remember you by.

SunLife’s heritage

SunLife’s roots go back more than 200 years, and in 1900, we were the first-ever company to offer life insurance without a medical.

Still offering no-medical insurance today, we’ve become a household name for the over 50s.

We're also part of Phoenix Group(www.thephoenixgroup.com opens in a new tab) – the UK's largest long-term savings and retirement business.

Important to know

  • You're only fully covered after you've had the plan for one year. If you die after the first year of your plan, the full cash sum will be paid to your loved ones.
  • Premiums are payable to the policy anniversary after your 95th birthday or earlier death. Your cover continues for life. If you stop paying your premiums earlier, your insurance will end and you won't get anything back.
  • Over 50s Insurance Plans do not guarantee to meet the full costs of a funeral.
  • Depending on how long you live, you could pay more in premiums than the cash sum paid out.
  • Because the cash sum is fixed, inflation will reduce its buying power over time.
  • Terms and Conditions apply

Get a free quote 

Sources and Information

  1. The UK's no.1 choice/The nation's favourite/The UK's most popular/The UK's most trusted/The UK's favourite – source: Association British Insurers statistics.
  2. Guaranteed Acceptance – is for UK residents aged 49-85.
  3. Insurance type – this is whole of life insurance, a payout is guaranteed when you die. Premiums cease to be due on the policy anniversary on or after your 95th birthday.
  4. £4 premium – availability depends on your age and smoker status.
  5. Terms and Conditions apply

For additional verifications please visit the verify page.

Legal and regulatory information

Not all products are available outside of mainland UK, please call us to discuss if you have any queries.

This website contains information on how the SunLife Guaranteed Over 50 Plan works. This website does not contain advice, so you need to be satisfied this type of policy meets your needs. If you are unsure and need advice, please visit unbiased.co.uk(www.unbiased.co.uk opens in a new tab) to find an Independent Financial Adviser in your area (you may have to pay for the financial advice provided). If you have any questions about the plan, you can call our UK team on 0800 904 7674.

Who are SunLife and who provides the SunLife Guaranteed Over 50 Plans?

SunLife Limited distributes financial products and services. Registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom. Registered in England and Wales, number 05460862. SunLife Limited is authorised and regulated by the Financial Conduct Authority(www.fca.org.uk opens in a new tab) and is entered on the Financial Services Register (reference number: 769427).

Phoenix Life Limited trades as SunLife and is the provider of the SunLife Guaranteed Over 50 Plan life insurance policies. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom. Registered in England and Wales, number 1016269. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (reference number: 110418).